SolopreneurCredit.live (“we,” “our,” or “the website”) is committed to protecting the privacy and personal data of all visitors, readers, and users.
This Privacy Policy outlines how we collect, use, and safeguard personal information and explains your rights under applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
By accessing or using SolopreneurCredit.live, you acknowledge that you have read and understood this policy.
Data Collected
Personal Data
We collect only the personal data that you voluntarily provide to us.
This may include:
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Your email address, when you sign up to receive updates or contact us via email or contact forms.
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Any feedback, comments, or messages you provide when using the contact form or sending us email.
We do not gather sensitive personal information, such as health, financial, legal, or investment data.
We are strictly an educational content blog focusing on solopreneurship.
All content is AdSense‑safe, and no personal or sensitive data is required to enjoy the content.
Automatically Collected Data
We may collect technical data automatically to improve site performance, such as:
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IP address
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Browser type
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Operating system
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Pages visited and time spent on each page
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Referring site or source
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Clickstream data (e.g., which links you clicked)
This type of information helps us understand how the site is used and optimize the user experience.
It is collected in an aggregated and anonymized form, unless combined with your email address when provided voluntarily.
Cookies Usage
We use small data files known as cookies to enhance your experience on SolopreneurCredit.live.
Cookies are used for:
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Enabling basic site functionality
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Remembering preferences between visits
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Analyzing site traffic and performance
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Aiding in securing the site and maintaining AdSense compliance
All cookies used are non-intrusive and AdSense‑safe.
Cookies may include:
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Session cookies (temporary and deleted when the browser is closed)
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Persistent cookies to remember preferences
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Third‑party cookies for Google services such as Analytics and Ads
You can manage or disable cookies through your browser settings.
However, disabling cookies may affect the site’s functionality or limit your experience with certain features.
Use of Google Services
Google Analytics
We use Google Analytics to anonymously track site usage metrics, such as page views and session duration.
Google Analytics collects data via cookies and may use your anonymized IP address to understand traffic patterns.
This data helps us maintain and improve site structure and content.
Google Ads and AdSense
SolopreneurCredit.live is AdSense‑safe.
We use Google Ads and AdSense, which may use cookies or similar technologies to serve ads based on your previous visits to our site.
The ads are displayed in a compliant, non-invasive manner consistent with educational intent.
Google reCAPTCHA
To protect our forms (such as contact forms) from spam and abuse, we use Google reCAPTCHA.
reCAPTCHA may collect device and usage data to determine automated activity.
We do not share any personal information you provide with reCAPTCHA; its function is strictly for security.
User Rights Under GDPR and CCPA
If you are a user located in the European Economic Area (EEA) or California, you have specific rights regarding your personal data:
GDPR Rights (European Users)
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Right to Access: You may request a copy of any personal data we hold about you.
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Right to Rectification: You may request corrections to any inaccurate or incomplete data.
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Right to Erasure (“Right to be Forgotten”): You may ask us to delete your personal data.
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Right to Restrict or Object: You may request limits on how we use your data.
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Right to Data Portability: You may request your data in a portable, machine‑readable format.
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Right to Withdraw Consent: Where consent was the basis for processing, you may withdraw it at any time.
CCPA Rights (California Users)
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Right to Know: You may request a list of the personal information we have collected, used, or shared.
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Right to Delete: You can request deletion of your personal information.
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Right to Opt‑Out of Sale: We do not sell your personal information to third parties.
This right is therefore not applicable, but still acknowledged per CCPA.
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Right Not to Be Discriminated Against: Exercising your CCPA privacy rights will not result in discrimination against you.
How to Exercise Your Rights
To exercise any of these rights, contact us at:
Privacy Contact Email: privacy@solopreneurcredit.live
Please include your full name, the email address associated with your inquiry (if any), specific detail about your request, and whether you are contacting as a GDPR or CCPA user.
We aim to respond within the statutory timeframe, typically 30 days, in accordance with applicable law.
Children’s Privacy
SolopreneurCredit.live is intended for an audience of individuals interested in self-employment, hobby-to-business education, freelance practices, and related topics surrounding solopreneurship.
We do not knowingly collect or solicit personal data from children under 16 years of age (or higher, where required by local law).
If we become aware that we have collected personal data from a minor without proper consent, we will take prompt steps to delete that data from our records.
If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately at:
Privacy Contact Email: privacy@solopreneurcredit.live
We will respond swiftly to address the situation and protect the child’s privacy.
Data Security and Retention
Security Measures
We take reasonable administrative, technical, and physical safeguards to protect personal data from loss, misuse, or unauthorized alteration.
These measures include secure hosting, regular backups, and security monitoring protocols.
Data Retention
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If you have submitted personal data (e.g., an email via contact form), we will retain it only as long as necessary to respond to your inquiry or comply with legal obligations.
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Aggregated, non‑personal site usage data (e.g., Google Analytics data) may be retained longer for research and site improvement purposes.
We do not store or process sensitive personal data, and we do not share personal data with external parties, except as required by law or for the purposes outlined in this policy (e.g., Google services).
Policy Updates
This Privacy Policy may be updated from time to time to reflect changes in legal requirements, our data handling practices, or the introduction of new services.
We encourage users to review this page periodically for updates.
The Effective Date of the current version is:
Each version reflects the date it was last modified.
Continued use of the website after updates indicates your acceptance of the revised policy.
Questions and Contact Information
Should you have questions about this Privacy Policy or any of your rights, or if you require assistance in managing your data, please contact us:
Privacy Contact Email: privacy@solopreneurcredit.live
General Contact Email: contact@solopreneurcredit.live
Our editorial and privacy team is available to assist you and respond to inquiries within a reasonable timeframe.
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